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Good work Julian. I think you are on the right track, but I would suggest looking at all this through a slightly different lens.

You have to know how to read the charts and that takes a lot of studying, experience, and time.  And in ability to understand chart reading is always a recipe for disaster, no matter what your starting point admittedly, it took me decades to figure this out. It wasn’t until I was in my 40s that I finally figured the whole thing out

The idea is to start by screening all stocks for certain criteria that would meet your portfolio requirements. Next you have to analyze the chart for each to figure out where the buy and sell points are

There is no free lunch. You really have to know how to read the charts. I love your work keep it up! You have the benefit of youth and lots of time to learn… I would say you were definitely on the right track.

Cheers!

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Cheers and thanks for taking the time to share your advice and support!

Completely agree that being able to read and analyze charts is key, whether you're a passive or active investor.

Whenever I've read into generic "buy and hold" conversations, sometimes the assumption of "as long as you invest in quality stocks or funds, you'll be fine" tends to jump to the top. I'm sure most realize this, but it can be a bit misleading.

Yes, historically and on average, there's truth in this but (1) past performance is not necessarily an indicator of future returns, and (2) timing and the circumstances around the macro environment play a key factor as well.

Nothing is guaranteed so paying attention is important. This definitely means being able to keep an eye on charts! :)

I find myself learning about errors I've made in the past all the time. I hope these experiences will help me improve over time.

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